SURVEY | May 1, 2025

2025
Outsourced Investment Manager

The survey examines the attitudes and behaviors of American workers participating—or not—in an employer-sponsored retirement plan.

Reported by PLANSPONSOR

Employer Benefits and Financial Wellness

Living "paycheck to paycheck"

43.4%

Credit card balances paid in full each month

40.7%

Formal budget for household spending

29.3%

Can cover a one-time unexpected $500 expense

31.9%

Home owner

42.9%

Paying off student debt/loans

15.6%

Rent an apartment/home

18.2%

Saving for college

15.6%