Opinions Archives | Page 21 of 48

Opinions | February 1st, 2013

From Reading Tea Leaves to Reading a Roadmap

February 1, 2013 (PLANSPONSOR.com) - Reading tea leaves has become an art for 403(b) plan sponsors looking to keep their plans compliant in the wake of the final...

Opinions | January 31st, 2013

Little Known Facts about Retirement Plan Investing

January 31, 2013 (PLANSPONSOR.com) - In building or changing your investment array, it is important to look below the surface to the underlying characteristics of the funds you...

Opinions | January 30th, 2013

SECOND OPINIONS: Employer Shared Responsibility Requirements Proposed Regs – Part II

January 30, 2013 (PLANSPONSOR.com) - Treasury and the IRS recently published proposed regulations (78 Fed. Reg. 217 (January 2, 2013)) and new question and answer guidance on the...

Opinions | January 25th, 2013

The Increased Availability of Roth In-Plan Conversions

January 25, 2013 (PLANSPONSOR.com) - The American Taxpayer Relief Act of 2012 included a provision liberalizing in-plan Roth conversion rules for qualified plans, 403(b) plans and eligible governmental...

Opinions | January 23rd, 2013

Considerations When Selecting a Plan Provider

January 23, 2013 (PLANSPONSOR.com) - If only designing the best retirement plan to offer your employees were as easy as it sounds.

Opinions | January 18th, 2013

Developing a Participant Education Strategy

January 18, 2013 (PLANSPONSOR.com) - Resolutions are abound this New Year—many of which are financial in nature and involve decisions to save more, spend less and move forward...

Opinions | January 16th, 2013

SECOND OPINIONS: Employer Shared Responsibility Requirements Proposed Regs – Part I

January 16, 2013 (PLANSPONSOR.com) - Treasury and the IRS recently published proposed regulations (78 Fed. Reg. 217 (January 2, 2013)) and new question and answer guidance on the...

Opinions | January 4th, 2013

Updated Plan Correction Guidance – What You Can Expect

January 4, 2013 (PLANSPONSOR.com) - Now that we have survived the warnings of a global apocalypse on December 21, 2012, plan sponsors, like the rest of us, can...

Opinions | December 7th, 2012

8 Things DC Sponsors Should Consider for 2013

December 7, 2012 - 2012 was a busy year for defined contribution (DC) plan sponsors.

Opinions | December 7th, 2012

Top Trends in the Retirement Plans Industry

December 7, 2012 (PLANSPONSOR.com) - This has been was a year marked by meaningful changes influencing the retirement savings environment.

Opinions | December 5th, 2012

SECOND OPINIONS: PPACA Plan Amendment Checklist

December 5, 2012 - Health care reform has and continues to require a number of plan amendments. These amendments have varying effective dates and parties to whom they...

Opinions | November 30th, 2012

Be Careful Not to “Float” into an ERISA Violation

November 30, 2012 (PLANSPONSOR.com) – Sponsors of ERISA-governed retirement plans need to review the definition of “float.”

Opinions | November 21st, 2012

The Impact of Fees on Participant Outcomes

November 21, 2012 (PLANSPONSOR.com) - More employees are relying on defined contribution (DC) plans to be the largest or at least a significant source of their retirement income.

Opinions | November 16th, 2012

IRS Making Its 403(b) Checklist…and Checking it Twice

November 16, 2012 (PLANSPONSOR (b)lines) - The prospect of an Internal Revenue Service (IRS) 403(b) audit can be daunting, but as the old saying goes, knowing is half...

Opinions | November 14th, 2012

SECOND OPINIONS: Full-Time Employee and Waiting Period Guidance – Part III

November 14, 2012 (PLANSPONSOR.com) - The IRS recently issued two notices (Notice 2012-58 and Notice 2012-59) related to the ACA employer "shared responsibility" mandate requirement and waiting period...

Opinions | November 7th, 2012

SECOND OPINIONS: Full-Time Employee and Waiting Period Guidance – Part II

November 7, 2012 (PLANSPONSOR.com) - The IRS recently issued two notices (Notice 2012-58 and Notice 2012-59) related to the ACA employer "shared responsibility" mandate requirement and waiting period...

Opinions | October 26th, 2012

15-Year Catch-Up: The “Dinosaur" of 403(b) Plans?

October 26, 2012 (PLANSPONSOR (b)lines) - The 15-year catch-up election has been an institution in the 403(b) plan marketplace for many years; having long outlasted other provisions of...

Opinions | October 22nd, 2012

Follow the Money

October 22, 2012 (PLANSPONSOR.com) - Suspected witches were burned in Salem. Japanese-Americans were interned because of their heritage. Alleged communists were denigrated at congressional hearings. African-Americans were refused...

Opinions | October 17th, 2012

SECOND OPINIONS: Full-Time Employee and Waiting Period Guidance – Part I

October 17, 2012 - The IRS recently issued two notices (Notice 2012-58 and Notice 2012-59) related to the Affordable Care Act (ACA) employer "shared responsibility" mandate provision and...

Opinions | September 28th, 2012

Does 403(b) Data Sharing Really Aid ERISA Compliance?

September 28, 2012 (PLANSPONSOR.com) - Imagine a world where business competitors cooperate to provide consumers with the best possible goods and services.