Opinions
Opinions |
Overcoming Benefit Reductions
Helping Public School Employees Fill Retirement Savings Gap
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Time for an Alternative Alternative
Defined benefit plan sponsors are seeking an alternative to hedge funds.
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Mind the (Coverage) Gap
Since the Pension Protection Act of 2006 was passed, we have, as an industry, made great strides in improving the defined contribution system, for those with access to...
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What’s Your ‘Number?’
Lucky 13? $1,000,000? 867-5309? Many participants have no idea what their “number” is or even what it means.
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Is a Core Fund Menu Required?
Does an ERISA fiduciary have an obligation to construct a core fund menu?
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SECOND OPINIONS: Questions on ACA ‘Cadillac Tax': Part II
Experts from Groom answer questions for employers about the Patient Protection and Affordable Care Act (ACA).
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What Is the Definition of Compensation and Why Does It Matter?
We've all been in a "don't shoot the messenger" situation where you have to be the bearer of bad news even if you did nothing to cause the...
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Questions on ACA ‘Cadillac Tax’: Part I
Internal Revenue Code section 4980I, as enacted by the Patient Protection and Affordable Care Act (ACA), imposes a 40%, nondeductible excise tax (Excise Tax) on employers, health insurance...
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Building Better Retirement Outcomes, with Better Tools
The rise of defined contribution (DC) plans as the primary retirement vehicle for U.S. workers over the past few decades is here to stay.
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Exploring the ‘Glide Range’: Today’s New Glide Path
Today’s range of available glide paths in target-date funds (TDFs) provides retirement plan sponsors with more choices, yet spurs the need for more effective due diligence programs.
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Plan Designs to Help Potentially Defer Taxation
October 31, 2014 (PLANSPONSOR.com) - "In this world nothing can be said to be certain, except death and taxes" - Benjamin Franklin
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How Can Plan Sponsors Handle PBGC Premiums for Underfunding?
October 28, 2014 (PLANSPONSOR.com) - The Pension Benefit Guaranty Corporation (PBGC) charges pension plans a portion of their underfunding each year.
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Can Plan Sponsors Be Smarter About Smart Beta?
October 24, 2014 (PLANSPONSOR.com) - Smart beta is fast becoming a popular approach for providing retirement plan investors with a different, yet systematic, equity exposure than that offered...
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Boosting Retirement Readiness at Key Career Stages
October 21, 2014 (PLANSPONSOR.com) - This week marks the annual celebration of National Save for Retirement Week, an initiative promoting the importance of offering and participating in employer-sponsored...
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Low Beta Portfolios: What Could Possibly Go Wrong?
October 17, 2014 (PLANSPONSOR.com) - There is now substantial research to document the existence of the so-called low volatility anomaly.
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To Choose or Not to Choose; That Is the Question
October 14, 2014 (PLANSPONSOR.com) - The transition from defined benefit retirement plans to a retirement plan landscape in which employees are responsible for their own investment decisions has...
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Unbundling the Target-Date Fund
October 10, 2014 (PLANSPONSOR.com) - There have been many articles that have detailed the vast differences between the various off-the-shelf target-date strategies for the defined contribution mid-market.
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Objectively, How Good Is Your Retirement Plan? Part 2
October 10, 2014 (PLANSPONSOR.com) - Objectively, how good is your retirement plan? Without some comparative analysis, how would you know?