Opinions

Robert C. Merton, Ph.D., and Arun S. Muralidhar, Ph.D., discuss how Standard of Living indexed, Forward-starting, Income-only Securities can address the call for in-plan retirement income solutions.

During open enrollment and beyond, employers’ and their advisers’ conversations about engagement in consumer-driven health care needs to change significantly.

Michael Barry, president of the Plan Advisory Services Group, discusses issues with suggestions for reducing retirement plan fees.

Andrew S. Zito, executive vice president, Retirement Plan Services of the LAMCO Advisory Services, discusses the considerations for helping foreign nationals decide whether to participate in a company’s...

John Lowell, Atlanta-based partner and actuary for October Three, shares solutions for health care organizations to possibly decrease their PBGC premium payments.

Ultimately, a true revolution in financial fitness requires a “triple play”—that is, a combined approach between governments, employers and employees.

Michael Barry, president of the Plan Advisory Services Group, discusses what is at stake for retirement savings in tax reform.

Within the context of equity compensation, financial wellness programs can go a long way to help employees work toward their long-term financial goals.

Michael Barry, president of the Plan Advisory Services Group, discusses possible implications of the DOL fiduciary rule and how the agency missed fixing what needs to be fixed.

Three key factors for successfully adopting nonqualified retirement plans.

Michael Barry, president of the Plan Advisory Services Group, discusses his idea for a solution to the “missing participant” plan leakage problem.

Brett Wander and Jake Gilliam of Charles Schwab say plan sponsors should consider re-examining their TDF fixed-income allocations, with an eye toward identifying potential heightened downside exposure risk.

Jamie Janvier, with ConnectYourCare, discusses how to get Millennials to understand the value of health savings accounts and other tax-advantaged savings.

Michael Barry, president of the Plan Advisory Services Group, discusses what may be confusion among lawmakers about state-run plans for private-sector workers.

Marcia Wagner, founder of The Wagner Law Group, discusses how the Early Warning Program works and what will trigger it.

Michael Barry, president of the Plan Advisory Services Group, contemplates what will happen to the pay-as-you-go retirement systems as demographics change.

More employers are starting to enhance financial benefits, through automatic enrollment, health savings programs, or other financial wellness initiatives, notes Rick Irace, chief operating officer, Ascensus Retirement.

Loan defaults are a preventable form of plan leakage, and stopping them can improve retirement plan participants’ financial wellness.

Smart beta seeks additional outperformance and is a flexible enhancement to traditional index. Here’s what you should consider as a defined contribution plan sponsor.

Michael Barry, president of the Plan Advisory Services Group, discusses the fundamental principles of the 401(k) system, defaults and plan leakage.