(b)lines Ask the Experts – What Is a 415(m) Plan?
September 24, 2013 (PLANSPONSOR (b)lines) – “I recently started working for a public university. Apparently one of the plans they maintain is called a “415(m)” plan. I am...
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(b)lines Ask the Experts – Permitting Loans After a Loan Default
September 17, 2013 (PLANSPONSOR (b)lines) – “Our 403(b) plan vendor has been permitting plan participants to reborrow from the plan after they have already defaulted on a prior...
(b)lines Ask the Experts – 403(b) Assets and Medicaid Eligibility
September 10, 2013 (PLANSPONSOR (b)lines) – “A participant in our 403(b) plan came to us with a question regarding Medicaid eligibility and whether her 403(b) plan assets counted...
(b)lines Ask the Experts – Responding to 457 Plan Questionnaire
September 3, 2013 (PLANSPONSOR (b)lines) – “I recently received an IRS questionnaire addressing the 457(b) plan that we sponsor for select management and highly compensated employees as a...
(b)lines Ask the Experts – Combined Asset Report
August 27, 2013 (PLANSPONSOR (b)lines) – "
(b)lines Ask the Experts – Putting Excess Contributions into 457 Plans
August 20, 2013 (PLANSPONSOR (b)lines) – “We are a 501(c)(3) tax-exempt organization that sponsors a 403(b) plan and a 457(b) plan.
(b)lines Ask the Experts – Using Base Pay to Calculate Deferrals
August 13, 2013 (PLANSPONSOR (b)lines) – “Our matching 403(b) plan has always used the same definition of compensation to determine the amount of our match and the amount...
(b)lines Ask the Experts – Clarification of Dates Used for Fee Disclosure
August 6, 2013 (PLANSPONSOR (b)lines) – “In a recent Ask the Experts column, you stated it was permissible to use investment information as of 3/31/13 for a fee...
(b)lines Ask the Experts – Using Roth Contributions to Purchase Service Credits
July 30, 2013 (PLANSPONSOR (b)lines) – “We sponsor a 403(b) plan that permits plan-to-plan transfers (as provided in Code Section 403(b)(13)) to a defined benefit governmental plan to...
(b)lines Ask the Experts – Different Dates for Fee Disclosures
July 23, 2013 (PLANSPONSOR (b)lines) - "We sponsor an ERISA 403(b) plan with two vendors and are in the process of preparing our annual participant fee disclosure notice.
(b)lines Ask the Experts – The DOMA Ruling and non-ERISA Plans
July 16, 2013 (PLANSPONSOR (b)lines) - "I read with great interest your recent Ask the Experts column regarding the Defense of Marriage Act (DOMA) ruling.
(b)lines Ask the Experts – Delaying Form 5500 Reporting
July 9, 2013 (PLANSPONSOR (b)lines) - "As I was enjoying the July 4th Holiday, I found myself waxing nostalgic for the days when I would be filing our...
(b)lines Ask the Experts – The Impact of the DOMA Ruling
July 2, 2013 (PLANSPONSOR (b)lines) - "As an ERISA 403(b) plan sponsor, will the Supreme Court rulings from the past week on same-sex marriage have any impact on...
(b)lines Ask the Experts – More Consolidation with New Document Program?
June 25, 2013 (PLANSPONSOR (b)lines) – An attendee at the recent PLANSPONSOR National Conference asked: “Do you think the new...
(b)lines Ask the Experts – Is Auditing More Lenient for Inactive Contracts?
June 18, 2013 (PLANSPONSOR (b)lines) – An attendee at the recent PLANSPONSOR National Conference asked: “Upon audit, are the investigators...
(b)lines Ask the Experts – From PSNC: What About the Little Guy?
June 11, 2013 (PLANSPONSOR (b)lines) – On June 5, the Experts hosted a live (and lively!) Q and A at the PLANSPONSOR National Conference at which attendees could...
(b)lines Ask the Experts – Fiduciary Training for Committee Members
June 4, 2013 (PLANSPONSOR (b)lines) – “I chair a Committee for our ERISA 403(b) plan in which we make decisions regarding plan administration as well as the investment...
(b)lines Ask the Experts – 2013 403(b) Reading List
May 28, 2013 (PLANSPONSOR (b)lines) – “Summer is here, thankfully, and it is time for me to catch up on my 403(b) reading. Any suggestions?”
(b)lines Ask the Experts – Best Method for Loan Repayments
May 21, 2013 (PLANSPONSOR (b)lines) – “We are adding a loan provision to our 403(b) plan and are adopting a loan policy as you suggested in a recent...
(b)lines Ask the Experts – Locating Beneficiaries
May 14, 2013 (PLANSPONSOR (b)lines) – “Must we make every effort to locate the beneficiary of a deceased participant so that the account is properly transferred/distributed to him/her?