Senators to Propose Retirement Bill Tackling Emergency Savings
Murray and Barr bill would address retirement and emergency savings.
Tag: retirement savings
Benefits |
States Stepping Up With Private Retirement Savings Plans
New offerings aim to benefit the estimated 57 million U.S. workers who do not have access to employer-sponsored plans.
Researchers Uncover Different Way to Encourage Retirement Savings
Research examined the effects of establishing future dates as new beginnings and opportunities to save for retirement
DC Plan Participant Savings Rates Can Be Boosted ‘By the Penny’
Reframing savings rates to pennies over percentages has proved useful in theory to boost participation and has shown success when...
Having a Written Financial Plan Improves Savings and Asset Allocation
Research suggests written plans might especially help low- to moderate-income employees save more.
Employees’ Improved Finances Mean More Demand for Financial Wellness Tools
Two-thirds of employees surveyed said having access to a financial wellness program would make them more likely to stay with...
Reframing Participant Communications Is Key for Plan Sponsors to Boost Retirement Savings
A panel of retirement researchers examined participant behaviors that can assist with or deter workers from achieving optimal savings outcomes.
Private Equity in DC Plans Could Improve Retirement Savings Shortfalls
Research shows that replacing target-date fund equity allocations with private equity can boost retirement income adequacy for participants who have...
Sponsors Can Help Participants Incorporate a Financial Timeline to Reduce Debt
Experts say analyzing finances and creating a plan will likely help workers with their personal debt.
SURVEY SAYS: Did Stimulus Payments ‘Stimulate’ the Economy?
NewsDash readers shared whether they saved or spent any stimulus payments they received.
Lack of Income, Future Income Misperceptions Hinder Retirement Savings
Not making enough money and overestimating what benefits will be received from Social Security are keeping some Americans from saving,...
Unequal Financial Experiences Highlight Need for Different Emergency Savings Solutions
Some people have not recovered from economic losses caused by the pandemic and need help from employers, retirement plan providers...
Benefits |
What a Year Without Retirement Savings Can Do to Participant Outcomes
Scenarios show what a break in savings, as well as distributions and loans, can do to a participant’s retirement account...
Repeat Record Balances Highlight Need to Improve Coverage
Participant balances in employer-sponsored retirement plans have never been higher, yet millions of Americans lack access to tax-advantaged savings opportunities...
Benefits |
Addressing the Haves and Have-Nots in Retirement Savings
The experience during the pandemic of those with and without retirement savings has highlighted the issue of income inequality, says...
Simplifying the Retirement Planning Message
Employees need to be taught how to manage finances and save for the future before being advised on how to...
Longstanding Savings Gaps by Race, Ethnicity Persist
A new EBRI analysis of data taken from the Federal Reserve’s Survey of Consumer Finances underscores the persistently and perniciously...
Retirement Accounts Post Record During a Pandemic and Recession
Employer-sponsored retirement plans and individual accounts hold some $35 trillion in total assets at a time when the broader economy—and...
The Pandemic Hasn’t Affected Retirement Savings Overall
Some Americans report having difficulty saving for retirement during the pandemic, but researchers found 401(k) contributions remained steady and mass...
Making the Savings Decision More Palatable for Participants
Research and real-life experience show that framing amounts employees need to save in smaller bits can help them increase and...