Don’t Leave Retiring Plan Participants Hanging
Many people are confused about how to invest in retirement, so they will need help before and after they do...
Tag: Retirement Income
Products |
Investment Product and Service Launches
Lincoln Financial Group and Capital Group combine TDFs and annuities; Federated Investors, Inc. to rename brand and ticker symbol; and...
Consider the More Conservative Investments Pre-Retirees Should Hold
With potentially lower future returns and low interest rates, plan sponsors should reexamine plan investments to help participants with retirement...
Few Retirees Receiving Income from the Three-Legged Stool
Only 6.8% receive income through Social Security, a defined benefit (DB) plan and a defined contribution (DC) plan, the NIRS...
Benefits |
Will There Be a New Focus on Social Security in 2020?
While awaiting action from the government to shore up Social Security, plan sponsors can do their part by educating employees.
Many Have Unrealistic Expectations for Drawing From Savings in Retirement
A Shroders survey shows it’s 10.1% on average. Plan sponsors can help form more realistic expectations.
Plan Sponsors Have Multiple Options for Creating Income Streams for Participants
Annuities should be considered, and the type to offer in a DC plan depends on several factors.
Updating TDFs to Provide Better Retirement Income
Three ideas for a qualified default investment alternative (QDIA) design that will better serve participants ready to retire.
Better Retirement Income Strategies Start With Deeper Insight
To build a more effective set of solutions for the spending down of retirement plan assets, plan sponsors must first...
Products |
DIETRICH Talks Annuity Payout Features
With ADQ, the firm’s newest feature, plan sponsors can help employees manage financial risks throughout a lengthier retirement cycle.
The Future of Annuities for DC Plan Participants
There are differences between annuities the industry wants to offer DC plan participants and those that have traditionally been offered.
DC Plan Dominance Is Overstated, But Not For Long
Among today’s retirees, nearly nine in 10 (86%) fund their retirement primarily with Social Security and pension income.
DC Plans 3.0 Will Really be Tailored to Individual Situations
Bob Collie, head of research at the Thinking Ahead Institute, tells PLANSPONSOR version 3.0 will be customized by “hyper-customization and...
Benefits |
Social Security Administration Announced COLA for 2020
Employees not only need basic education, but they need to know how to include Social Security in their retirement income...
Social Security Education a Must-Have for Retirement Plan Participants
General education is helpful, but getting personal will help employees establish a plan for income in retirement.
Plan Sponsors Recognizing Need for Decumulation Choices
A new survey from Alight Solutions indicates more employers are expanding distribution options in their DC retirement plans to help...
More Employers Focusing on Lifetime Income
However, most are offering systematic withdrawals, lifetime education and planning tools, and in-plan managed account services; they are still leery...
Opinions |
Barry’s Pickings: Meaning for DC Plan Participants of Decreases in Interest Rates
Michael Barry, president of O3 Plan Advisory Services LLC, explains how, in the long run, decreases in interest rates drive...
SURVEY SAYS: Will Social Security Be There for Your Retirement?
There are some who think Social Security will no longer be an option when they retire, some who think it...
Researchers Revisit ‘Spend Safely in Retirement’ Strategy
Researchers offer examples of how a retirement income strategy for middle income Americans, introduced last year, would work in different...