Tag: Retirement Income
Retirees Prefer Guaranteed Income Over Spending Down Assets
Longer Lifespans Challenge Conventional Social Security Wisdom
Conventional wisdom has it that lower-income workers should get the most out of Social Security, but that’s not necessarily the...
Sponsors Can Benefit From Their Own Analysis of Portability
The portability of lifetime income products has increased tremendously in recent years, leaving plan sponsors with a lot of outdated...
Retirement Portfolio Growth Will Be Lower
JP Morgan researchers suggest 7% or 8% annual return assumptions have very little chance of holding out in coming years...
Retirees Have Lessons for Planning for Retirement Income
Employees Expect Lower Standard of Living in Retirement Than Parents
A Disconnect on Retirement Readiness
Are Happier Participants More Retirement Ready?
Employee engagement and workplace happiness can be even more important than finances when predicting an individual’s retirement age.
Use of In-Plan Income Solutions Poised for Growth
More Than Withdrawal Strategy Needed for Retirement Income
Researchers Revisit Income Replacement Rate Calculation
The old concept of income replacement rate is simple, but may omit significant factors.
Pension Buyout Guide Weighs Lump Sum vs. Annuity
A new guide from the Consumer Financial Protection Bureau charts the complex twists and turns involved in a pension buyout—especially...
In-Plan Income Still Intimidates Plan Sponsors
Illinois Idea to Tax Retirement Income Gets Pushback
New DCIIA Guide on Retirement Income Design
The Defined Contribution Institutional Investment Association issued a white paper to help sponsors do a better job of preparing participants...
New Model of Retiree Spending Highlights Role of Marriage
Providers Respond to Participants’ Call for Lifetime Income
Ongoing product innovation among insurance providers and asset managers is slowly improving choice for investors hoping to convert DC plan...