Participants’ Multiple Accounts Makes Measuring Success a Challenge
Plan sponsors should be aware that many participants have assets invested with providers that do not serve their current plan,...
Tag: Retirement Income
What Does It Take to Measure Retirement Income Adequacy?
A report by the Congressional Budget Office notes that different measures produce different results and it offers a framework for...
BMO Finds Demographic Differences in Investing Preferences
Respondents across all three generations cite saving and investing for retirement as their primary financial goal; however, Millennials are less...
Retirement Planners Want to Know How Much They Can Spend
The top worry for respondents to a Dimensional Fund Advisors survey is not having enough money to live comfortably in...
American Academy of Actuaries Joins Advocacy for In-Plan Lifetime Income Options
The Academy has released a position statement, joining the GAO and Treasury Department in encouraging the use of lifetime income...
Melbourne Mercer Global Pension Index Urges Countries With Unsustainable Pension Systems to Take Action Now
The index’s ninth edition looks at how unsustainable pension systems in some countries need to learn from leading countries or...
Ninety Percent of Investors Like the Idea of Guaranteed Income
But only 46% know that annuities offer it, Jackson National Life found in a study done for the Insured Retirement...
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Stadion TDF Launch Offers Multiple Glide Paths
The solution offers three levels of risk within the same TDF family, leveraging exchange-traded funds wrapped within collective investment trusts...
International Paper Offloads $1.3B in Pension Liabilities
Prudential will formally assume responsibility for pension benefits for approximately 45,000 former employees or their beneficiaries receiving less than $450...
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Voya Extends Framework Retirement Program to Tax-Exempt Market
The mutual-fund based program also offers an in-plan retirement income option and access to 3(38) fiduciary services.
Health Care Costs, Social Security Concerns Near-Retirees
Recent retirees paint a different picture of life in retirement than some pre-retirees expect.
Participant Survey Highlights Lasting Roth Confusion
The lack of understanding of Roth contributions, should Congress move to limit pre-tax savings, will cause significant confusion and potentially...
Millennials Lack Confidence in Social Security’s Future
Despite their pessimism, Social Security remains a portion of Millennial’s plans for living in retirement.
Social Security May be Adequate for Low-Income Workers
The American Enterprise Institute questions the benefit of automatically enrolling low-income workers into state-run IRAs.
Longevity Annuities Can Improve DC Plan Participant Retirement Wealth
Researchers first found that introducing a longevity income annuity into the DC plan investment menu is attractive to the majority...
SURVEY SAYS: Annuities and Lifetime Retirement Income
Retirement plan sponsors’, providers’ and regulators’ concerns about ensuring lifetime retirement income for employees has increased over the years.
More Plan Sponsors Permitting Roth Conversions
The idea seems to be to help employees establish better tax-diversity in their retirement holdings—as well as more controlled and...
Participants Must Manage Tax Diversification
A J.P. Morgan analysis points out one relatively unknown strategy that may help investors respond to big changes in the...
Pre-retirees Unsure About Executing Retirement Income Strategies
According to a survey by the American College of Financial Services, 74% of respondents failed a 12-question retirement income quiz.
PSNC 2017: Working With Departed and Retired Participants
Speakers at the PLANSPONSOR National Conference discussed how plan sponsors can help terminated and retired participants make smart withdrawal decisions.