How to Help Different Generations With Retirement Savings Challenges
Employees of different generations have different needs when it comes to planning and saving for retirement.
Tag: Retirement Income
Managed Accounts and the Shifting Fiduciary Landscape
Common sources of plan sponsor and participant concern with managed accounts include cost concerns, lack of participant understanding, and lack of...
Campaign Launches for America’s Financial Security
The campaign is aimed at educating policymakers and the American public about making saving easier for Americans of all ages,...
Empower Draws Participant Engagement With Estimated Retirement Income
The firm's study shows that when individuals view their projected monthly income in retirement, those who take action increase their...
Study Offers Suggestions for Improving Americans’ Retirement Confidence
“Eighty-six percent of employees say that if their employer improved benefits or added access to an investment plan, it would...
Would a Retirement Plan Mandate Mirror Affordable Care Act Fight?
“I really like the idea of promoting default-driven plans, and the evidence is abundantly clear that automatic retirement plans can...
Sibson Suggests How to Measure Employee Retirement Readiness
Sibson suggests that employers consider one or more of the following three metrics: replacement ratio, wealth accumulation target and retirement...
Fiduciary Questions Still Stymie In-Plan Income for Many Sponsors
Plan sponsors cite a number of reasons for being unlikely to offer an annuity-type product in the near term; top...
Study Proposes a “Simple” Strategy for Retirement Income
“We’re not suggesting things that take a lot of expense—the strategy uses existing tools plan sponsors have as well as...
A Retirement Draw Down Strategy Starts With Education
Plan sponsors need to give participants the education and tools they need to develop a strategy for spending assets in...
Millennials May Have Wrong Expectations About Retirement
One-third (34%) of Millennials say they plan to save $200,000 or less to be comfortable in retirement, according to a...
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Financial Soundings Solution Supports In-Plan Retirement
The firm’s retiree program is designed to provide plan participants the essential guidance needed to manage assets through retirement from...
Debt Management Should Be a Factor in Retirement Security Policy
According to an NBER working paper, researchers found it is not just the value of debt for people on the...
CRR Finds Those at Risk for Having Inadequate Retirement Income Dropped
All groups of households experienced an improvement in risk, except middle-age and middle-income households, due in part to more non-mortgage...
House Bill Seeks Retirement Plan ‘Simplification and Enhancement’
Alongside numerous changes, the bill seeks to eliminate the current 10% cap on automatically-increased deferral rates of employees who are...
EBRI Data Delivers Fresh Retirement Health Care Cost Concerns
Retired couples, according to EBRI research, can require up to $370,000 to cover premiums for Medicare Parts B and D,...
Investors Agree Guaranteed Income in Retirement Is Important
However, there is confusion about how to get this additional income stream.
Spouses Play a Bigger Part in Retirement Planning
The spouse of a married retirement saver inspires one out of five financial planning conversations, and this is growing, according...
Retirees Spending Only About 1% of Assets Each Year
More than one in three retirees actually see their assets grow, BlackRock and EBRI found.
Experts Push for Sponsor Courage When Offering In-Plan Lifetime Income
DOL leadership has stated explicitly that investments with lifetime income elements can be a prudent investment option in DC plans,...