Baby Boomers, Insufficiently Prepared for Retirement, Need Access to Advisers
The Insured Retirement Institute also found that financial advisers and individuals are not considering the effects of health care costs...
Tag: Retirement Income
Senators Question a Policy Reversal to Allow Lump-Sum Payouts to Retirees
Murray and Wyden’s letter to the IRS and Treasury asks why employers will be permitted to offload pension liabilities and...
Employees Want Congress and Employers to Help Them With Retirement Readiness
Seventy-seven percent of Americans think Congress should do more to expand access to retirement plans, while 83% favor making it...
Increasing Health Care Costs Have Implications for Retirement Savings
If one adds annual spending figures, in today’s dollars, if you’re “average,” one can expect costs to be $414,000 over...
Products |
TIAA Enhances Customers’ View of Retirement Income
According to Lori Dickerson Fouché, with TIAA, “The enhanced Retirement Profile tool shows TIAA annuity customers how the combination of...
Opinions |
Why Plan Sponsors Should Consider Adding an ‘In-Retirement’ Tier in 2019
Toni Brown, with Capital Group, discusses how retirement plan sponsors can help participants in retirement stay properly invested while decumulating...
IRI Advocates for Provisions of RESA in Federal Retirement Security Blueprint
In addition, in a new 2019 State Retirement Security Blueprint, the Insured Retirement Institute (IRI) says the creation of state-run...
Opinions |
Barry’s Pickings: Adequacy
Ask several retirement plan professionals, “How much income in retirement is enough?” and one may get several answers. Michael Barry,...
ERISA Annuity Safe Harbor Bill Introduced in House
H.R. 1439, known as the Increasing Access to a Secure Retirement Act, would establish a stronger Employee Retirement Income Security...
Benefits |
Equity Compensation Increasingly Used for Financial Wellness and Retirement
Company stock plan participants surveyed by Fidelity Investments reported they have used or will use proceeds for things such as...
Hearing Witnesses Offered Recommendations to Promote Retirement Savings
Recommendations included conducting a comprehensive review of the American retirement system, educating small employers about plan options, allowing for open...
EBRI Reassesses Whether DC or DB Plans Are Better for Participants
A new EBRI research report compares the outcomes of participants in automatic enrollment 401(k) plans versus defined benefit (DB) plans;...
Experts Push Ways and Means Committee for Retirement Reforms
Given their diverse backgrounds, the speakers shared different points of emphasis in their testimony, but they all called on the...
Benefits |
Tying HSAs to Retirement Savings
Kelley Long, certified financial planner with Financial Finesse, shared information to help employers promote health savings accounts (HSAs) as a...
DC Plan Sponsors Want Retirees/Terminated Employees to Remain in Their Plans
More than 60% of employers want to keep retirees in their plan, and 33% prefer that terminated employees keep their...
DC Plan Sponsors Still Shunning Annuities
The top reason cited for not offering an annuity-type product in defined contribution plans is being uncomfortable or unclear about...
Future Regulation Holds the Key for Lifetime Income Options in DC Plans
The safe harbor provision in the Retirement Enhancement and Savings Act would safeguard plan sponsors from liability issues stemming from...
Most Retirees Say Employers Did Nothing to Help With Retirement Transition
Both retirement plan sponsors and employees can learn lessons from the experiences recounted by retirees surveyed by the Transamerica Center...
Diverse Stakeholders Look to Boost In-Plan Retirement Income
Continued net flows out of the DC system, driven by Baby Boomer retirements, could cause more provider consolidation and redoubling...
Benefits |
Survey Data Shows Disparate Opinions of In-Plan Retirement Income
Survey data demonstrates asset managers, recordkeepers, consultants and plan sponsors talk past each other regarding retirement income solutions, Cerulli says.