Researchers Propose Including Annuities as a Default in 401(k)s
An analysis found defaulting a portion of balances in deferred income annuities (DIAs) would boost income for retirees later in...
Tag: Retirement Income
Stopping a Retirement Crisis
Currently, America has a retirement plan coverage gap, a retirement savings gap and a guaranteed income gap, which plan sponsors...
Legislative Proposals Could Help Retirement Income Adequacy: EBRI
Younger employees would benefit most from a requirement for employers to offer retirement plans, while older employees would benefit most...
SURVEY SAYS: The SECURE Act and Retirement Income Adequacy
PLANSPONSOR NewsDash readers weigh in on whether certain provisions of the Setting Every Community Up for Retirement Enhancement (SECURE) Act...
A Lack of Retirement Income Guidance Harms Participants
Defined contribution plan participants are unlikely to feel confidence about retiring when they receive no retirement income projections and no...
Products |
IRI Promotes Need for Guaranteed Income for Retirement
According to the Insured Retirement Institute, systematic withdrawal strategies, whether a simple “x%” rule or based on a more sophisticated...
PSNC 2019: What Comes Next With Retirement Income
The growing landscape of decumulation solutions includes in-plan insurance products, managed payout funds, managed accounts, out-of-plan annuity windows and more.
The Majority of Retirees Spend Below Their Income, a New Study Finds
EBRI dives into the spending patterns of older Americans and reveals what could make them outspend their income.
Employees Need Education About Social Security’s Part in Retirement Income
Seventy percent of employees surveyed by the Nationwide Retirement Institute think they are eligible for full Social Security benefits before...
Employees Split Over Controlling Their Assets in Retirement
Nearly three-quarters of workers say income stability is more important than maintaining wealth in retirement, but approximately one-third each chose...
A New Way of Thinking About Retirement ‘Plans’
Mike Sasso, with Portfolio Evaluations, and a professor at Boston University, explained a new way of thinking to get plan...
Behavioral Insights About Retirement Income Decisions
A professor at the UCLA Anderson School of Management discussed biases that must be considered when helping people make retirement...
Benefits |
Social Security Depletion Date Unchanged
The OASI Trust Fund is projected to become depleted in 2034, the same as last year’s estimate, according to this...
Council Makes Recommendations for Including Lifetime Income Options in QDIAs
The ERISA Advisory Council’s recommendations to the Department of Labor (DOL) include publishing guidance confirming that a named plan fiduciary...
Annuities Are for Savers and Spenders
In his experience leading Principal’s retirement income solutions business, Sri Reddy says, the No. 1 thing people get wrong about...
Current Legislation Missing the Mark on Annuity Safe Harbor
Speakers at a Brookings Institution event agreed that a financial strength criterion asking how sound is an annuity carrier should...
‘Modern Tontine Theorists’ Have Ideas for Retirement Savings Decumulation
Tontines are a type of historical annuity structure that was first put into well-documented practice as far back as the...
Retirement Plan Sponsors’ Interest in Retirement Income Is on the Rise
401(k) consultants and advisers offer insight on the sentiments they are seeing from plan sponsors and make suggestions.
Lincoln Offers Suggestions for Boosting Employee Retirement Confidence
Lincoln's inaugural Consumer Retirement Index found only 25% of Americans are very confident about retirement, but there are steps that...
Planning for a 40-Year Retirement Is Possible
A survey from AIG Life & Retirement found many people want to live to 100, but are concerned about their...