Tag: Plan Design

The cost of delaying consideration of retirement income products

Improving retirement outcome is the mission of Empower Retirement, which will research retirement issues and challenges.

Measuring the success of a DC plan includes more than the traditional metrics.

Retirement readiness is the loser when participants take distributions before retirement, says BMO Retirement Services in a white paper.

A report suggests employers that use automatic enrollment in their defined contribution retirement plans may be using deferral and match...

Years of education, communication strategies and support haven’t done as much to move the needle on retirement plan participant retirement...

Implementing automatic enrollment without thinking through plan design can result in compliance and administrative issues.

Saving enough and investing appropriately are key to improving outcomes for retirement plan participants.

Defined contribution retirement plan sponsors are subject to many risks which ultimately put a company’s reputation at risk, experts at...

An employer’s retirement plan documents did not incorporate beneficiary designation forms in its language or appendices, so the forms did...

President Obama’s proposed budget once again looks to cap retirement plan savings to about $3 million per investor.

“I recently started working in the employee benefits department at a large public university.

The ERISA Advisory Council has made recommendations to support the idea of retirement plan participants keeping their savings in ERISA-covered...

January 27, 2015 (PLANSPONSOR (b)lines) – “What is the difference between a Roth 403(b) contribution and an after-tax 403(b) contribution?”

A federal appellate court has agreed with the PBGC that a retirement plan amendment adopted after the plan’s termination impermissibly...

President Obama's retirement tax reform plan would give 30 million additional workers the opportunity to save for retirement through their...

Retirement plan sponsors surveyed repeatedly expressed frustration with regulatory complexity and concern about greater worker mobility.

Helping Public School Employees Fill Retirement Savings Gap

About one in 10 plan sponsors replaced their target-date fund/balanced fund manager in 2014.

Unlike established retirement plans with hundreds or thousands of participants, startup plans at small businesses are often at risk of...