Tag: Plan Design

The paper provides insights to help multi-national companies with defined contribution plans (DC) in different countries.

The proposals include universal retirement accounts and a change to the treatment of tax incentives.

The collective bargaining agreement rules.

There are still unresolved issues about the selectivity requirement for a plan to be considered a top hat plan.

What can the U.S. learn from other countries’ preparations?

TIAA-CREF’s president and CEO on how to stop the retirement crisis before it starts. 

Automatic enrollment and automatic asset allocation products are helping 401(k) participants save and diversify.

Cash balance plans and ESOPs can now be submitted for an approval letter from the IRS.

Which plan design elements have had the most influence on the MasterCard and Land O’ Lakes Best in Class designees?

How willing are plan sponsors to embrace change and innovation to fend off the retirement savings crisis?

Failed nondiscrimination testing may mean a retirement plan is not designed to encourage workers to save enough.

The Defined Contribution Institutional Investment Association believes retirement income adequacy should be the primary objective of most DC plans today.

The settlement agreement provides for the retirement plan sponsor to offer ERISA-like protections for its church plan.

As employers look for ways to increase their employees’ engagement in a workplace retirement plan, they turn to auto features...

Plan design can help retirement plans pass nondiscrimination testing.

Fidelity’s latest retirement industry snapshot report suggests more plan sponsors are implementing helpful plan design changes.

Confidence in retirement is up, according to EBRI’s latest Retirement Confidence Survey, but people realize they could do more to...

Extreme equity investing in DC retirement plans has declined.

When a plan sponsor permits multiple rather than only one loan, the probability of plan borrowing nearly doubles, researchers found.

Health benefits may no longer be as big a draw for new employees, with the ACA in play.