Tag: Plan Design

The list of changes in plan qualification requirements is used by retirement plan sponsors and practitioners submitting determination letter applications...

Participants need help and a new mindset to preserve assets earmarked for retirement, Cerulli says.

More are also adopting automatic escalation.

The growing movement leads to better returns and outcomes, experts say.

More plan sponsors will use automatic enrollment, and at a higher default rate.

Inertia is a term usually reserved for retirement plan participant behavior, but plan sponsors can also drag their heels.

There are several factors to consider when deciding whether and how to implement automatic enrollment before making it a done...

While other generations would prefer more vacation time, Generation X would value richer retirement benefits, a survey finds.

Technological advances in data collection, engagement make the strategy more viable as the default strategy for 401(k)s, experts say.

Fidelity finds borrowers tend to save less on average over time after their first loan.

U.S. Senators Ben Cardin (D-Maryland) and Rob Portman (R-Ohio) previously introduced legislation to address church retirement plan issues in 2013.

Though not without their struggles, education and retirement system initiatives in other countries can be examples for the U.S.

There are benefits of converting pre-tax retirement plan accounts to a Roth account, but plan participants, and perhaps even sponsors,...

“As discussed in your recent Ask the Experts columns ‘Can the...