Plan Design Features ‘Moving the Needle’ for Workers’ Retirement
Re-enrollment and auto-sweeps can result in greater savings rates.
Tag: Plan Design
Retirement-Focused RISE & SHINE Act Clears Senate HELP Committee
Backers of the bill say it will improve retirement security by creating additional protections for workers and retirement savers at...
Employers Feel the Strain of Rising Labor Costs
New survey data shows employers both large and small are looking closely at operating expenses and, when possible, prioritizing salaries...
Confluence of Events Might Affect Plan Size
Retirement plan sponsors should keep an eye on asset flows to maintain purchasing power and understand participant needs.
DC Plans Use Pension Features to Improve Retirement Outcomes
DC plans are taking on more and more features that primarily used to be associated with defined benefit plans, to...
Benefits |
Changing the Employee Benefit Strategy
Diversity, equity and inclusion efforts, as well as rising benefits costs, are causing some plan sponsors to reconsider their packages,...
PSNC 2021: Plan Design Elements to Improve Outcomes
Now that the worst of the coronavirus pandemic has lifted and work has largely returned to normalcy, so too has...
House Education and Labor Committee Debates SECURE 2.0
Another House committee has held a hearing on the popular ‘SECURE 2.0’ legislation, setting the stage for a full floor...
PSNC 2020: Improving Plan Committees and Governance
Industry experts say one key takeaway is the importance of having a retirement plan committee that reflects the diversity of...
Benefits |
It’s Back to Basics for Benefits Priorities
Prior to the pandemic, ultra-low unemployment put a spotlight on ‘lifestyle benefits’ for employees. The COVID-19 downturn has already shifted...
Plan Sponsors Making Plan Changes to Help Employees Save More
They are turning to plan advisers for help with making plan design and investment changes.
Plan Sponsors Should Watch for Unintended Consequences of Defaults
A research paper warns that changing to a default fund that is preferred by more employees may lead people to...
2019 PLANSPONSOR Defined Contribution Survey Open
Sponsors of defined contribution (DC) plans are invited to respond to our annual DC Survey. The survey is our largest...
Researchers Propose Including Annuities as a Default in 401(k)s
An analysis found defaulting a portion of balances in deferred income annuities (DIAs) would boost income for retirees later in...
The Humble 401(k) Plays Outsized Role for Many
Originally conceived as a supplementary savings vehicle to complement pensions, 401(k) plans now form the core of many American’s hopes...
PSNC 2019: 403(b) Plan Remedial Amendment Period
The last day of the remedial amendment period for 403(b) plans is March 31, 2020. What does the remedial amendment...
PSNC 2019: A National Plan Sponsor Town Hall
Plan sponsors from across the U.S. shared their biggest challenges and successes during the opening session of the 2019 PLANSPONSOR...
Automation Helps Asset Managers’ DC Plans Outperform
While retirement plans offered to the employees of asset managers have benefited strongly from auto-enrollment, investment providers have not fully...
Individuals, Employers and Government All Play a Part in Retirement Readiness
A new research report and Catherine Collinson, with Transamerica Center for Retirement Studies, lay out steps all three can take...
Opinions |
Using Automatic Features to Maximize Participant Success
Andrew Zito, with LAMCO Advisory Group, discusses common criticisms of plan sponsors when considering auto features and ways they can...