Research Shows Workers’ Poor Grasp of Target-Date Funds
Plan sponsors may need to bolster participant education for how target-date funds work, according to data from MFS.
Tag: equities
Morningstar Advises 3.8% “Safe” Withdrawal Rate, Balanced Portfolio
Morningstar increased its recommended withdrawal rate for retirees from last year and continues to see best outcomes for participants in...
October Was Another Light Trading Month For 401(k) Investors
Traders favored stable value funds, with outflows coming from target-date funds and company stocks.
Pandemic Era Stimulus Is Haunting the U.S. Economy
Bank of America analyst says outsized federal aid led to inflation and rate increases.
401(k) Trading in September Reflects Worst Month Since March 2020
Traders favored equities in the beginning of the third quarter as Wall Street posted gaining, but they preferred fixed-income funds...
August 401(k) Trading Sees 2nd Lowest Trading Month
The latest data from Alight Solutions show two above-normal trading days in August, with investors favoring equities during 13 of...
Select 401(k) Balances Declined with Market in Second Quarter
According to a Charles Schwab report, average balances across all self-directed brokerage accounts finished 19% lower than a year ago.
401(k) Trading Light in July Despite Market Gains
Stable value funds topped inflows, while most outflows were from target-date funds, according to Alight Solutions data.
401(k) Investors Favored Fixed-Income Funds in June
All but three days in the month had net trading flows going from equities to fixed income.
401(k) Traders Active but Cautious
The latest data from Alight Solutions shows 12 above-normal trading days in May.
401(k) Trading Slows as Investors Remain Cautious
The latest data from Alight Solutions shows there were no above-normal trading days in April.
Extreme Market Volatility Demands Engagement
Helping retirement plan participants navigate big market swings is a key part of ensuring long-term success—as is sticking to strategic...
Target-Date Funds Continue to Be Popular Among Younger 401(k) Plan Participants
Research on 2019 dataset from EBRI/ICI database finds the bulk of assets overall were invested in stocks.
401(k) Index Shows Participants Favored Fixed Income
Investors had net trading dollars move from equities to fixed income during more than two-thirds of the first quarter’s trading...
Daily 401(k) Trades Highest in a Year
Despite the backdrop of a volatile stock market, the average of balances traded daily was 0.017%, according to Alight Solutions.
Record-Low 401(k) Trading Seen in 2021
The Alight Solutions 401(k) Index shows net 401(k) trading activity for 2021 was 0.53% of balances, the lowest annual figure...
What the 2022 Investment Markets May Bring
One prominent chief investment officer foresees a “tug of war between a good earnings tailwind and a modest valuation headwind,”...
Strong Stock Market Boosts 401(k) Investors’ Equity Exposure
In April, it reached the highest levels since 2001, according to Alight.
401(k) Investors Take Their Preference for Fixed Income to New Level
In October, all of their net trades went into fixed income, according to the Alight Solutions 401(k) Index.
Coronavirus Questions Reshape Long-Term Capital Market Assumptions
The challenges facing U.S. and global equity markets at the start of 2020 appear tame compared with present obstacles—a fact...