IFEBP Offers Tips for Using Behavioral Finance to Boost Retirement Savings Actions
Stressing what can be lost or gained, peer reviews and comparisons and certain plan design features are among the suggestions...
Tag: defined contribution plans
Cerulli Foresees Increased Use of Managed Accounts in DC Plans
“Growing emphasis on financial wellness, concerns about lack of retirement income options within employer-sponsored plans, increasing customization for the participant,...
Cerulli Finds All Talk, No Action Regarding DC Plan ESG Investment Adoption
Cerulli Associates found fee sensitivity and the notion that environmental, social and governance (ESG) investing entails a trade-off in performance...
Stretch Match Could Lead to Lower DC Plan Deferral Rates
Analyzing a group of plans, pairing certain plans with others that had match formulas that mimic or simulate the stretched...
Comparing Not-for-Profit and For-Profit Health Care DC Plan Data
While the 2018 PLANSPONSOR DC Survey shows that, in many ways, not-for-profit health care DC plan sponsors have adopted more...
Q4 2018 Market Drop Did Not Deter 401(k) Participants
Long-term 401(k) participation, savings and investing trends have also been positive, due in no small part to automatic plan features,...
Products |
2018 DC Survey Standouts
Fourteen service providers to be recognized at the annual PLANSPONSOR/PLANADVISER Awards for Excellence dinner March 28th.
Opinions |
Insurer Selection Safe Harbor
Opinion: Lame duck session offers a chance for cooperation on a helpful retirement reform.
Future Regulation Holds the Key for Lifetime Income Options in DC Plans
The safe harbor provision in the Retirement Enhancement and Savings Act would safeguard plan sponsors from liability issues stemming from...
More Employers Monitoring Retirement Readiness of Employees
In addition, to help employees reduce their debt stress and maximize their retirement plan savings, more employers are developing financial...
(b)lines Ask the Experts – Paying for Retirement Incentives by Reducing 403(b) Contributions
“I work with a higher education institution that is attempting to incentivize some of our faculty who have reached traditional...
Using Detailed Plan and Participant Analytics Can Improve Retirement Readiness
Willis Towers Watson believes plan-wide statistics on mean or median participation rates, balances or contribution rates measure aggregate data on...
Trade War Effects on Retirement Plans
What plan sponsors should consider as trade wars intensify.
ICI Finds Patterns in Retirement Plan Participant Loan Activity
ICI finds that two factors appear to influence DC plan participants’ loan activity: reaction to financial stresses and a seasonal...
Important Information Regarding Interest Rates’ Effects on Fixed Income Vehicles
An Insights article from Cammack Retirement notes how different fixed income vehicles perform under a rising interest rate environment and...
Gen X and Gen Y Making Sacrifices to Save More for Retirement
Many Gen Xers and Gen Yers deferred 90% or more of the Internal Revenue Service (IRS) maximum allowance for contributions...
Legislators Propose Expanded Features for SIMPLE Plans
A new law would raise the contribution limit for SIMPLE plans from $12,500 to $15,500 for the smallest businesses and...
(b)lines Ask the Experts – Must Plans Adopt Budget Act New Hardship Withdrawal Rules?
“I am aware from a prior Ask the Experts column that the Bipartisan Budget Act of 2018 made some changes...
Tax Reform Change to Plan Loans Requires Updates to Documents
The new law extends the time a participant has to repay loans from 60 days after an offset to the...
Opinions |
Barry’s Pickings: We Need Standardized Lifetime Income Disclosure, ASAP
Michael Barry, president of October Three (O3) Plan Advisory Services LLC, discusses support for—and some opposition against—providing lifetime income disclosures...