(b)lines Ask the Experts – Discovering an Excess Deferral in the Year of the Excess
“I just discovered that our CEO exceeded the Internal Revenue Service (IRS) 402(g) elective deferral limit to our 403(b) plan...
Tag: 403b
The Case for the Traditional K-12 403(b) Model
Elements of the traditional model for K-12 403(b) plans provide motivation to participate and needed financial help, but there is...
403(b) Plan Sponsors Taking Action to Prepare for Fiduciary Rule
While 59% are making no changes, others are re-evaluating adviser choices, reviewing investment lineups and reviewing plan governance structure.
(b)lines Ask the Experts – Year-End Action Items for 403(b)s
“As 2016 comes to a close, are there any year-end retirement plan action items that warrant special attention?”
(b)lines Ask the Experts – Can Unused Vacation/Sick Time Be Deferred to 457 Plans?
“I have a retiring employee who is eligible to receive a significant cash payout of unused sick/vacation time shortly after...
Supreme Court to Hear Health Care Entities’ ‘Church Plan’ Suits
The question is whether, under ERISA, a church must establish a plan in order for it to be considered a...
403(b) Plan Participant Files Suit Over Voya Stable Value Funds
The suit claims Voya collects hundreds of millions of dollars annually in undisclosed compensation.
(b)lines Ask the Experts – Roth Conversion Without Qualifying for Distribution
“I am a participant in a 403(b) plan.
(b)lines Ask the Experts – 415 Limit When Sponsoring Both a 401(a) and 403(b)
“We are a private tax-exempt hospital that sponsors a 401(a) and a 403(b) plan, both of which are subject to...
(b)lines Ask the Experts – How Would the 415 Annual Additions Limit Be Met?
“I noticed that, though the elective deferral limits for retirement plans did not increase for 2017, the 415 dollar limit...
IRS Answers Questions About 403(b) Universal Availability Rules
IRS agents discussed student exclusions, the less-than-20-hours-per-week exclusion, eligibility for employer contributions and the once-in-always-in rule.
(b)lines Ask the Experts – Eligibility After Move From Union to Non-Union Employee
“We sponsor an Employee Retirement Income Security Act (ERISA) 403(b) plan that excludes collectively bargained employees from the right to...
IRS Offers Educational Materials for Retirement Plan Sponsors
The agency has announced the availability of Issue Snapshots and has updated two fix-it guides.
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New Adviser Firm Serves University Employees
The company will help individuals with their 403(b), 401(a) and/or 457(b) plans.
(b)lines Ask the Experts – Why Would a Church Plan Elect ERISA Coverage?
“I am an adviser who works with church plans, and am thus familiar with the phrase “non-electing” church plan as...
NTSA Supports Extending Fiduciary Rule to Governmental 403(b)s
As part of its support, NTSA developed a fiduciary education program that will be available to its members later this...
Retirement Plan Deferral Limit Unchanged for 2017
Other limits also remained unchanged according to an IRS Notice, but the annual 415 limit increased.
Providence Health Agrees to Settle Church Plan Challenge
The parties in the case reached a settlement following an appellate court’s conclusion that only a church can establish a...
(b)lines Ask the Experts – Stable Value Funds Versus Separate Accounts
“I recently started working in the benefits office of a large health care organization.
IRS Relaxes Loan and Hardship Procedures for Hurricane Matthew Victims
A retirement plan can allow a victim of Hurricane Matthew to take a hardship distribution or borrow up to the...