Benefits

Benefits | September 21st, 2012

Pension Fears Prompt Surge of Retirements at Ill. Universities

September 21, 2012 (PLANSPONSOR.com) – Worries about looming changes in the state’s beleaguered pension system have prompted a surge in retirements across...

Benefits | September 20th, 2012

Employers Need Incentives to Offer Retirement Plans

September 20, 2012 (PLANSPONSOR.com) – During a Senate Committee on Health, Education, Labor and Pensions’ roundtable, witnesses agreed business owners need incentives to offer retirement plans.

Benefits | September 20th, 2012

Where Health Meets Wealth in Retirement Planning

September 20, 2012 (PLANSPONSOR.com) – Do the estimates of income replacement in retirement take into consideration the single biggest cost and worry for retirees: health care?

Benefits | September 19th, 2012

Turn the Participant Experience on Its Head

September 19, 2012 (PLANSPONSOR.com) – Plan sponsors need to create smarter retirement plan participant communication, according to Colette Ehlers, sales development consultant with Wells Fargo Institutional Retirement and...

Benefits | September 19th, 2012

Pa. Official Calls for Consolidation of Municipal Plans

September 19, 2012 (PLANSPONSOR.com) – Pennsylvania Auditor General Jack Wagner proposed that the state’s 2,600 municipal pension plans be consolidated into a statewide system.

Benefits | September 19th, 2012

Hartford-New Haven Most Retirement-Ready Metro

September 19, 2012 (PLANSPONSOR.com) – The number of U.S. consumers making financial preparations for retirement fell to 70%, the lowest in three years, according to a retirement...

Benefits | September 19th, 2012

Better Decisions Generate More Retirement Income

September 19, 2012 (PLANSPONSOR.com) – New research from Morningstar quantifies how much additional retirement income, or “Gamma,” investors can generate by...

Benefits | September 19th, 2012

Workers Welcome Automated Retirement Solutions

September 19, 2012 (PLANSPONSOR.com) – With defined contribution (DC) plans playing a growing role in the retirement savings process, one increasingly prevalent savings tool will be the...

Benefits | September 19th, 2012

Long-Term Plan Participation Improves Retirement Readiness

September 19, 2012 (PLANSPONSOR.com) – American workers are not saving close to enough for retirement—and risk the regret felt by current retirees...

Benefits | September 19th, 2012

Personalizing TDFs Creates Better Outcomes

September 19, 2012 (PLANSPONSOR.com) – Considering factors other than participant age when determining target-date fund (TDF) asset allocation strategy can improve outcomes.

Benefits | September 18th, 2012

Generational Differences Affect the Workplace

September 18, 2012 (PLANSPONSOR.com) – Observing managers and workers ages 25 to 34 and 55 and older, a survey found differences...

Benefits | September 18th, 2012

Pension Battle Affecting NFL Games

September 18, 2012 (PLANSPONSOR.com) – You may have realized during the weekend and Monday night that the National Football League (NFL) was using replacement officials.

Benefits | September 18th, 2012

Will DBs Make a Comeback?

September 18, 2012 (PLANSPONSOR.com) – A white paper contends defined benefit (DB) plans are positioned to make a comeback.

Benefits | September 18th, 2012

How to Make a Popular Plan a Successful Plan

September 18, 2012 (PLANSPONSOR.com) – Participation and deferral rates are indicators of retirement plan popularity, more so than success, according to Greg Burrows, SVP of retirement and investor...

Benefits | September 17th, 2012

How Sponsors Can Address Retirement Risks

September 17, 2012 (PLANSPONSOR.com) – Quantifying key retirement risks is the first step plan sponsors can take to help participants deal with...

Benefits | September 17th, 2012

CDHP Use Surpasses HMO Use by Employers

September 17, 2012 (PLANSPONSOR.com) – Consumer-driven health plans (CDHPs) have surpassed health maintenance organizations (HMOs) to become the second-most common plan design offered by U.S. employers, according...

Benefits | September 17th, 2012

Study Finds Decrease in DC Plan Fees

September 17, 2012 (PLANSPONSOR.com) – The Investment Company Institute and Deloitte Consulting LLP have found total fees for defined contribution (DC) plans were lower in 2011 than in...

Benefits | September 17th, 2012

New Retirement Plan Proposals Should Include Everyone

September 17, 2012 (PLANSPONSOR.com) – Any new retirement income tier adopted by the U.S. government should not just target those without access to a retirement plan, a new...

Benefits | September 17th, 2012

Legislators Approve Ohio Pension Reform

September 17, 2012 (PLANSPONSOR.com) – The Ohio House and Senate passed pension reform bills to improve the financial condition of all five Ohio pension systems.

Benefits | September 17th, 2012

Several Factors Determine Tax Benefits of Deferrals

September 17, 2012 (PLANSPONSOR.com) – Individuals’ ages are typically more important than their marginal tax rates in determining how much they benefit from deferred taxation of compensation...