Administration

Despite market volatility and a continued low interest rate environment, DB plan sponsors can still establish an effective LDI strategy to derisk their plans.

Nearly 85% of pension plans paying PBGC premiums have less than 1,000 participants—so it only makes sense that small plans make up a significant proportion of the ERISA...

An analysis of defined contribution participant distribution behavior supports the use of “through” target-date funds and the allowance of partial distributions from DC plans.

Use of auto-deferral increase and auto-rebalancing has declined in the past two years; however, there is increased interest from 401(k) plan sponsors in offering participants investment advice, research...

Providers, industry groups and regulators agree efforts are needed to reduce defined contribution retirement plan cashouts.

Among proposals are a change in PBGC premiums and changes in premium structure.

Plan sponsors have been moving away from traditional financial-wellness education methods and utilizing tools like apps and games to help participants manage their finances and prepare for retirement.

The updated improvement scale suggests U.S. mortality continues to improve, but at a slower average rate of improvement than previous years, which may decrease pension plan obligations slightly.

In addition, a study finds Millennials are the generation most likely to interact with their providers exclusively via a mobile app rather than through a website alone.

If a financial wellness program isn’t producing results, try getting personal.

The rules may add retirement plan related costs to employers, and could help or hurt nondiscrimination testing.

Even those already in retirement worry about health care and running out of money, indicating plan sponsors can introduce participants to health savings and lifetime income options, a...

A lot of parties are involved in even a modestly sized pension risk transfer deal; aligning their interests, timelines and incentives for success is no small task.

However, the funded status improvement was modest.

A plan sponsor finds that new options for micro plans offer more to participants and plan sponsors.

The company is offering a lump-sum window to terminated, vested employees and moving some pension obligations to an insurer.

A philosophy can help plan fiduciaries focus on the “why” when making retirement plan decisions and not just the “how,” enhancing their fiduciary process.

An analysis by October Three found that for the year, a pension with a more moderate allocation was down more than one with a more conservative allocation.

Exclusive to PLANSPONSOR: The clarified terms should make it easier to employ—and understand—‘auto’ plan features.

SEI contends most companies can handle maintaining a DB plan for less than the cost of offloading it, but there are individual factors to consider.